Beware of Holiday Spending

As we near the end of the year, the season of even more extreme consumer marketing is here. Already we've begun to receive mailers and emails about holiday savings which is the equivalent of holiday spending.

RESIST! 

The holidays should not be a race to spend all of your hard-earned money. Instead of money, try spending time with with family and friends. Make it about creating special memories together. Skip the lines and instead play games at home, cook and eat together, take pictures, tell jokes. Resist going store to store or shopping online to buy things you don't need or want just because it's on sale. The advertisements will be convincing, persuading, and call for quick action. Do not be fooled by the gimmicks.

If you must shop, have a budget and stick to it. Shopping during the holidays isn't necessarily a bad thing. Just be sure to remember to spend wisely.

Beware of the holiday marketing. Always manage your money like a boss especially during the holiday season!