Pump Your Brakes on the Big Change/Purchase

Did you get a raise or a job with a bigger salary? 

Were you fortunate to be a recipient of a sudden windfall?

I would like to extend my warmest congratulations on your recent windfall or raise. This is clearly a cause for celebration! However, before you make any big purchases or lifestyle changes, I highly recommend taking a moment to pause and reflect.

It's important to remember that just because you can afford more, it doesn't necessarily mean you have to spend more. It's easy to fall into the trap of thinking that more is always better, but sometimes less is actually more. Take the buffet example, for instance. We often eat more than we need simply because we see more food and want to try everything. The same idea holds true for money. Just because you have more money now or will have more money doesn't mean you should spend it all.

Instead, I suggest putting the difference between your old income and your new income into an account each month. This will give you a chance to see how it feels to have more money and to adjust to your new financial situation gradually. ✨Delayed gratification can be a powerful tool for managing your money like a boss. ✨By putting some of your extra income into savings, you'll be able to enjoy the benefits of your hard work while also building a secure financial future for yourself.

I hope this advice is helpful to you as you navigate this exciting time in your life. Remember, it's always wise to take a step back and consider your options before making any big decisions. With a little patience and foresight, you can make the most of your new financial situation and achieve your long-term goals. Woohoo!💪👏